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  • 1st Mortgage (First Mortgage): If you are buying a home, the mortgage you will need to be looking into is a 1st mortgage and you will probably want to know exactly what this is and how you use it during the home buying process.
  • 2nd Mortgage (Second Mortgage): When you buy a home, you will get a 1st mortgage, but often times you might hear people talking about a 2nd mortgage and you may wonder what that is. A second mortgage is an extra mortgage that
  • Adjustable Rate Mortgage: If you have assets and investments that will back up your finances, you might decide to get an adjustable rate mortgage. An ARM (adjustable rate mortgage)
  • Amortization: Amortization is a term you might hear when you are looking for a home loan, but you might not know what it means. Someone might tell you that your loan will get fully amortized over the period of time you have your loan and...
  • Annuity: Having a retirement plan is very important to be able to take care of yourself when you are older in life. Social Security may not be around, or might not have much left by the time some of you reach retirement because of the big national debt crisis.
  • Bad Credit Mortgage: Some people might think that just because their credit score is not so great that they can never buy a home. This is not so, because there is a loan called a bad credit mortgage that is specifically made just
  • Is it Possible to Get a Bad Credit Refinance? Yes. The good news is that there are bad credit mortgage refinances that you can get if you have poor credit and own your home.
  • Balloon Mortgage: When you are looking at different mortgages, you will hear the term “Balloon Mortgage” as one of the options for mortgages. You might not be sure what a balloon mortgage is,
  • Bridging Loans: Sometimes people get in the situation where they are looking to buy a new house so they put their own home on the market, which gets sold first, before they are able to close on their new house. While this sounds ideal, this is typically not the case, because you will usually have
  • Closing Cost: A closing cost is something that must be paid on any home that is purchased, but some people do not include that into their budget when they are house hunting and deciding how much they will be able to afford.
  • Conventional Loan: In our complex financial industry today, there are many loan programs available to the consumer. The conventional loan has been around longer and proven itself better than any other loan. Your parents and grandparents likely had a conventional loan
  • Commercial Mortgage: You might think that getting a mortgage for a commercial property is the same as getting a home mortgage, but there are a few differences. If you are looking for commercial property
  • Mortgage Down Payment: When considering a new mortgage, whether for a home purchase or doing mortgage refinancing, there are many factors you will need to consider when determining how much you can borrow. One of the biggest of these factors is the amount of money you will need for a down payment. Let’s look at the down payment details.
  • FHA Mortgage: There are three main types of loans in the mortgage loan industry. They are the conventional, VA, and FHA mortgages. While all three are widely used for new loans or mortgage refinancing, let’s examine more closely the FHA mortgage.
  • Fixed Rate Mortgage: When you are planning to purchase a new home or do a mortgage refinance, there are many different mortgage products available. Fixed rate mortgages seem to be the most popular types of loans. If you are thinking of the idea of making a home purchase
  • Jumbo Mortgage: There are several different types of mortgage loans available today, each catering to the different needs that individuals may have when they are looking to purchase a home. For example, a person with a low credit score may need a bad credit mortgage
  • Hard Money Mortgage: The hard money mortgage, although expensive, is a type of mortgage being used more and more often for people who need a bad credit mortgage. When you have poor credit, you may think a bad credit mortgage, which isn’t as good on interest rates is your only option.
  • “Home equity” is a common term heard among those working to purchase a home or looking into mortgage refinancing. Having a basic understanding of what home equity is and what it means to you is important, before you make decisions about a getting a loan for a mortgage refinance or a home purchase.
  • Home Loan Modification: With the current state of the economy in the United States today, thousands of people are struggling and falling behind on their mortgage payments. The financial state of the country has forced lay-offs in many industries and businesses have tightened their belts and have cut way back on hiring.
  • Interest Only Mortgage: Two different types of mortgages you have probably heard something about are the fixed rate mortgage and the adjustable rate mortgage. There is a third type of mortgage you may not know as much about. It is the interest only mortgage.
  • Mortgage Insurance: Many people don’t understand what mortgage insurance is and may be surprised when it is added to their monthly payment for their mortgage loan. They have already arranged for paying home owners insurance and didn’t realize there would be an additional insurance.
  • Mortgage Interest: When you take out a mortgage loan, you will pay interest each month in your monthly payment. In fact, for the first several years of the loan, most of the payment you pay each month goes toward interest, and very little toward principal.
  • Whether you are in the market for a mortgage refinance, a new home loan, or even a bad credit mortgage loan, it is important to choose a good mortgage lender. Some of the things you should consider when ...
  • Mortgage Rates: With current instability of our economy in the United States, mortgage rates have stayed near historic lows for quite some time now. The mortgage interest rates are one of the most important factors to consider when
  • Mortgage Refinance: With the current state of the U.S. economy and in particular the housing industry, you may be hearing many terms floating around that are related to mortgage loans. One such term that you should pay attention to is "mortgage refinance."
  • Mortgage Repayment:The American Dream…is to own your own home. A home is likely the largest expenditure you will ever make. There are many different types of mortgage loan products that are available in our current economy today.
  • Residential mortgages are for people looking to buy a home. There are also commercial mortgages for people who want commercial property for business use. Most people will buy a house at some time in their life...
  • Reverse Mortgage: As retirement approaches, you might begin to wonder how you will support yourself with how the social security funds are disappearing these days. One option that you might look into that could be beneficial to you is getting a reverse mortgage.
  • Standard Mortgage: There are so many different types of mortgages out there even some that are the same type of mortgage with all different names. Some of these include a standard mortgage, a traditional mortgage, and a conventional mortgage...
  • VA Home Loan: If you are a veteran, it might be beneficial to you to learn about what a VA home loan is and how you can use them for purchasing a home or doing mortgage refinancing. There are a lot of mortgage products and the interest rates are quite low,
  • Low rates mortgage refinance companies and latest home loan tools to help you save thousands of dollars on your mortgage refinance
  • Bad Credit Mortgage Refinance: If you have had poor credit in the past and could not get a typical loan, you may have been able to purchase your home using a bad credit mortgage. If you have this loan and have since worked on improving your credit score and credit history, it is possible that you now qualify for a regular mortgage refinance.
  • Reverse Mortgage Update and Details on How It Works: One of the major requirements for getting a reverse mortgage is being at least sixty two years of age because these are only for seniors above age 62. While they allow people a way to cash out some of their equity, they are not a cash out mortgage refinance loan
  • Refinance programs and tools to help you successfully refiance your current home loan. Discover different options of mortgage refinancing and...
  • Mortgage Refinance - When you own a home, your interest might be peaked when you hear all the advertising for new low rates and mortgage refinancing. Banks are advertising all over the place for lower rates for a home loan or mortgage refinance and people are taking advantage of all the low rates.
  • Mortgage Refinancing: With the crisis in the mortgage industry in the United States over the past few years, there are new guidelines and documentation required to get mortgage loans. You may be wondering what it takes to get a mortgage loan for a refinance now.
  • When Not to Refinance a Mortgage: As a homeowner, you are constantly looking for the best options to keep your bank account in the green, and build your savings up. The question is, then, when, or when not to refinance a mortgage? The Ideal Timing...
  • The Best Time To Refinance A Mortgage - If you know why and when to refinance a mortgage, you will find yourself a lot better off than if you do it without being informed...
  • Refinance rates are at an incredible low. It is a great time to refinance your mortgage. While the new home mortgage market is dwindling because people fear...
  • Home Refinance programs and tools: You should consider a few things about mortgage refinancing before signing the contract. Discover if a mortgage refinance is right for you.
  • Low Cost home refinance programs and tools - Whether you are in the market to purchase a home or you are planning a mortgage refinance, you will want to know how to get low cost financing.
  • Mortgage Refinance can cause serious financial problems; you need to avoid them. Discover how to succesfully refiance your home loan and...
  • New Home Mortgage programs and tools to help you successfully get qualified for a mortgage. If you are in the position to purchase a home, there has rarely been a better time in US history...
  • Bad credit home refinance with low rates from the top lenders in the country. There are a lot of programs available to people with poor credit, but you need to decide now...
  • Best home mortgage quotes and tools to help you obtain a home loan with low interest rates. With our programs, you can get a great mortgage quote and...
  • Second mortgage programs and information to help you pay a lower interest rate and make lower monthly payments.
  • Second mortgage (also known as a home equity loan) is the fact borrow money against the equity (the money you have already paid into repaying your loan) in your mortgage. Discover how our Second mortgage programs can help you
  • FHA home loan and refinance programs to help you understand the guidelines and qualified for these types of loans. Our FHA loan lenders also offer bad credit fha loan and refinance fha loan