Author: badmortgage
Budge Huskey | Special to the Herald-TribuneThe 21st Century ROAD to Housing Act represents a rare moment in Washington, a bipartisan agreement on an issue that touches every market and potentially every American: housing. The bill, which requires reconciliation of House and Senate versions before final passage, signals that housing has become a national priority.At its core, the ROAD to Housing Act focuses on one simple idea: We need to build more homes. The legislation is multipronged, encompassing an array of policy areas.Efforts to streamline federal review processes and encourage local governments to increase housing production could help reduce delays…
Rates on home equity lines of credit (HELOC) and home equity loans remain mostly unchanged. With growing demand for second mortgages, lenders will compete for your business. All you have to do is remember to shop and compare offers. According to real estate analytics firm Curinos, the average HELOC rate is 7.20%. The 52-week HELOC low was 7.19% in mid-January. The national average rate on a home equity loan is 7.47%, with a low of 7.38% recorded in early December 2025. Rates are based on applicants with a minimum credit score of 780 and a maximum combined loan-to-value ratio (CLTV)…
Imagine buying a new car or truck, financing the purchase, and adding $7,214 to the new loan balance to pay off the amount still owed on your trade-in.If that sounds like a recipe for financial hardship, it is, but that was the reality for nearly three out of 10 new automobile buyers with a trade-in at the end of 2025, according to the online vehicle-shopping guide Edmunds.That dollar amount, $7,214, was the average amount owed on trade-ins with upside-down loans, a record high.If the last car loan was underwater — with more owed than the vehicle was worth — a…
Lorrie Sarafin is a van nomad in the American Southwest, one of the estimated three million Americans who live on the road. This is her story.
ALLEGHENY COUNTY Chalfant Estate of Frank Balogh sold property at 338 Elizabeth Ave. to Riley Assalone for $130,000. Churchill Kevin Gdn Ryan sold property at 29 Barton Drive to JD Home Plus LLC for $128,000. Joyline Hardy sold property at 26 Churchill Road to Sean Murphy and David Strell for $255,000. James Edwell sold property at 2007 Garrick Drive to Mary Boerger and Theresa Gervella for $365,000. Forest Hills Malcolm Weber Jr. sold property at 512 Marion Ave. to JS 6447 LLC for $131,000. Nicholas Dadig sold property at 231 Woodside Road to Emilia Andrei and Alexandra Dehelean for $243,000.…
Apr 5, 2026 According to a report from Yahoo Finance, rates for home equity lines of credit and home equity loans are currently near their lowest levels in three years. This stability is attributed to their link to the prime rate, which moves only with Federal Reserve adjustments, unlike primary mortgage rates that follow bond markets. No further changes to the prime rate are anticipated for the rest of the year.The current average rate for a HELOC is 7.20%, while the average for a fixed-rate home equity loan is 7.47%. These figures are based on applicants with high credit scores…
A rural residence in Auburn that sold for $381,147 tops the list of the most expensive residential real estate sales in Cayuga County in the past week.
The project includes upgrades to building systems, unit interiors and site improvements across four two-story residential buildings.
How is the housing market weathering war-time economics? Skip to content © 2006-2026 HW Media, LLC. All rights reserved.Powered by WordPress VIP What’s New?Updated 11 hours agoYour FeedLatest
104 Church St., Sherman was sold in January. The former grocery store will become a climate controlled indoor storage unit. P-J photo by Sara Holthouse A former grocery store in the western portion of the county will soon be used for storage. The Post-Journal and OBSERVER have been analyzing real estate sales in Chautauqua County and recently looked at the transactions from Jan. 14-23. The county does not provide this information but it is available by reviewing real estate documents at the clerk’s office. During this time period, 104 Church St., Sherman was sold to Micah Meredith for $165,000. This…