Cash-out refinance tax implications explained: why the cash isn’t taxable, when mortgage interest stays deductible, and how to keep the paper trail the IRS wants.
Treasury yields and mortgage rates move together, but not by any fixed formula. See how the 10-year Treasury shapes your mortgage quote and where the link breaks.
Refinance News
A practical housing interest rate forecast for the next two years, with the numbers behind the ranges, the scenarios that break them, and what to do either way.
A practical mortgage rate outlook: the forces actually driving rates, three realistic scenarios for the next year, and how to act when forecasts keep changing.
Mortgage rates are driven by bonds, inflation, the Fed and your own credit profile. Here’s what actually moves your rate, and which levers you control.
Mortgage rates fall for specific, traceable reasons — bond yields, inflation data, Fed expectations and lender spreads. Here’s what’s actually driving the number down.
Mortgage rates rising again? Here’s what’s really driving them: Treasury yields, inflation, Fed policy and heavy government borrowing, plus what it costs you monthly.
Are mortgage rates going up? Here’s what really drives them, the signals worth watching each week, and what a quarter-point swing costs you on a real loan.