Author: badmortgage

Irving is offering small businesses 0% interest loans of up to $100,000 — an effort designed to fuel growth, create jobs and strengthen the local economy. IRVING, Texas — Irving is rolling out a new effort aimed at helping small businesses grow, offering 0% interest loans to expand access to affordable financing for local entrepreneurs. The city has partnered with LiftFund to launch the Small Business Interest Buydown Program. The initiative provides interest-free loans ranging from $2,500 to $100,000 for eligible businesses, meant to help reduce financial barriers tied to expansion and long-term sustainability of small businesses. The program is open…

Let’s dig into the relative performance of Ladder Capital (NYSE:LADR) and its peers as we unravel the now-completed Q4 thrifts & mortgage finance earnings season. Thrifts & Mortgage Finance institutions operate by accepting deposits and extending loans primarily for residential mortgages, earning revenue through interest rate spreads (difference between lending rates and borrowing costs) and origination fees. The industry benefits from demographic tailwinds as millennials enter prime homebuying age, technological advancements streamlining the loan approval process, and potential interest rate stabilization improving affordability. However, significant headwinds include net interest margin compression during rate volatility, increased competition from fintech disruptors offering…

BEVERLY HILLS, Calif., April 3, 2026 /PRNewswire/ — Douglas Elliman Realty, the preeminent luxury real estate brokerage in the United States, today announced its expansion into Northern California’s coveted Wine Country, establishing a strong presence across the Napa and Sonoma markets. The move is cemented by two globally renowned real estate advisors, Christine Krenos and Joseph Zichelle, who join the firm following nine years together at Compass. “Expanding into California’s Wine Country represents a strategic and highly anticipated step in Douglas Elliman’s continued growth across California,” said Michael S. Liebowitz, President and Chief Executive Officer of Douglas Elliman Inc. “This is…

The federal student-loan portfolio could soon be overseen by a new agency. Not so fast, Democratic lawmakers say. Loading audio narration… On April 1, a group of five Democratic senators, including Sens. Elizabeth Warren and Bernie Sanders, asked the Treasury and Education Departments for more information on the planned transfer of student-loan borrowers’ accounts.It comes on the heels of a March 19 announcement that the Department of Education would begin moving the $1.7 trillion federal student-loan portfolio to the Treasury Department. The transition is set to occur in phases, beginning with the transfer of 9 million defaulted student-loan borrowers’ accounts…

Wisconsin home buyers are finding slightly more favorable conditions heading into the spring market, as falling mortgage rates and growing inventory pushed the state’s housing affordability index to its highest

VENICE, Fla., April 3, 2026 /PRNewswire/ — How can buyers in Venice find affordable housing while still enjoying the quality of life on Florida’s Gulf Coast? According to a HelloNation article, Real Estate Expert Peter West of Bishop West Real Estate explains that manufactured homes in Venice Florida present a practical alternative for both seasonal and year-round residents. As traditional single-family home prices continue to climb, this segment of the market offers stability, affordability, and comfort. HelloNation (PRNewsfoto/HelloNation) The HelloNation article notes that manufactured housing in Venice Florida has become increasingly attractive in a region where median home prices hover around…

When Dan Bunter and his family moved to Kenya at the beginning of 2024, his student debt was the last thing on his mind. Yet having diligently updated the Student Loans Company on his new circumstances, the 31-year-old discovered that honesty carried a heavy price. His monthly repayments jumped from £180 in the UK to £549 in Nairobi — not because he was earning considerably more, but because the cost of living is considered much cheaper. “There’s an assumption that you’re going to be able to live this incredibly cheap life,” says Bunter, who works in international development. His salary…

Standing with America’s military families in honor of Gold Star Spouses Day Staten Island, NY, April 03, 2026 (GLOBE NEWSWIRE) — In observance of Gold Star Spouses Day, the Tunnel to Towers Foundation is providing 30 mortgage-free homes to Gold Star families across our country. “This Gold Star Spouses Day, the Tunnel to Towers Foundation is honored to stand with the families of those who have given everything for our country. Paying off the mortgages for these 30 families ensures the children of these heroes will always have a place to call home, free from any financial burden,” said Tunnel…

Groundbreaking at the Pittsford Village Farm in June 2025. Photo credit: Pittsford Village Farm It’s a seemingly normal Tuesday in Vermont. Parents in Randolph drop their kids off at a local childcare center on their way to work. Friends meet up for lunch at a popular local café in Waitsfield. A young couple in St. Johnsbury signs a lease on an apartment they can actually afford. On the surface, these moments may sound ordinary. But behind the scenes is something less visible that makes them all possible: a pool of capital, quietly circulating through Vermont communities, funded by everyday people.…

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