Author: badmortgage
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This weekend, mortgage rates are at their highest level since the end of September. The Zillow lender marketplace is reporting an average 30-year fixed mortgage of 6.47%. The 15-year is now 5.90%. Here are the current mortgage rates, according to the latest Zillow data: 30-year fixed: 6.47% 20-year fixed: 6.50% 15-year fixed: 5.90% 5/1 ARM: 6.71% 7/1 ARM: 6.56% 30-year VA: 5.99% 15-year VA: 5.55% 5/1 VA: 5.53% Remember, these are the national averages and rounded to the nearest hundredth. Discover 8 strategies for getting the lowest mortgage rates. These are today’s mortgage refinance rates, according to the latest Zillow…
Refinance rates climbed to a six-month high on March 30, with the average 30 year mortgage rate near 6.4%. The jump, including a 16 basis point weekly rise reported by Freddie Mac, is squeezing affordability and slowing spring activity. We explain what is driving current mortgage rates, how higher mortgage refinance rates affect monthly payments, and practical steps to consider if you need to lock soon. Our goal is to help you make smarter, data-based decisions in a fast-moving market. What is driving today’s spike Middle East tensions and higher oil prices are feeding inflation worries, which push bond yields…
The average interest rate for a 30-year, fixed-rate conforming mortgage loan in the U.S. is 6.422%, an increase of about 6 basis points from the day before, according to data from mortgage data company Optimal Blue. Meanwhile, the average rate for a 15-year, fixed-rate conforming mortgage loan is 5.780%, up about 5 basis points for the same period. Compare mortgage rates for March 30, 2026 Here’s a quick look at week-over-week rate changes. Mortgage TypeRateRate A Week BeforeApproximate Basis Points Change30-year conventional6.422%6.250%+1715-year conventional5.780%5.646%+1330-year jumbo6.509%6.473%+430-year FHA6.185%6.060%+1330-year VA6.066%5.909%+1630-year USDA6.020%5.876%+1430-year conventionalRate6.422%Rate A Week Before6.250%Approximate Basis Points Change+1715-year conventionalRate5.780%Rate A Week Before5.646%Approximate Basis Points…
See Monday’s report on average mortgage rates adjustable-rate mortgages so you can pick the best home loan for your needs as you house shop.
Is this a smart time to buy a home?
Key Takeaways A HELOC lets you borrow against your home equity as needed during a 3-10 year draw period, making it ideal for kitchen remodels with unpredictable costs or phased timelines. You only pay interest on the amount you actually draw, which can save money compared to taking a lump sum upfront. HELOC rates are usually variable, and because your home is collateral, rising rates or missed payments can put it at risk. Explore your HELOC options. Start here A kitchen remodel can easily stretch into a months-long project with costs that shift as work progresses. A home equity line…
In dollar terms, there’s $347 billion worth of stale listings in the U.S., more than ever before for this time of year. That’s because there are hundreds of thousands more home sellers than buyers, leading to homes sitting on the market. Stale inventory is most common in Florida, and least common in the Bay Area. Through Redfin’s new partnership with Compass, sellers can work to avoid stale listings by testing the market, which could reduce the risk of homes lingering on the market. More than half (52.2%) of February’s home listings were on the market for at least 60 days…
A HELOC for small business offers lower rates and flexible funding, but your home is collateral. Learn the risks, benefits, and alternatives.
A section of President Donald Trump’s recent executive order, titled “Promoting Access to Mortgage Credit,” caused confusion throughout the mortgage industry, seemingly addressing a nonissue.Processing ContentSection 10 of the order called for “eliminating duplicative or unnecessary requirements regarding licensing or registration for mortgage loan officers of any smaller bank.”The directive fits with the Trump administration’s ongoing efforts to remove regulations and barriers for business, except that registration for mortgage loan originators had never been looked at as an obstacle, said Hayden Richards, a partner at Bradley Arant Boult Cummings.”It’s basically seamless,” Richards added. “There’s really not a way to reduce…