Author: badmortgage

“It’s really helpful,” Executive Vice President of Football Operations and General Manager Andrew Berry said at the NFL Annual Meeting on March 29. “And it’s a little bit of a crunch beforehand because you’re like, ‘Oh man, the offseason is coming quickly.’ But then once you get into it, one, there’s a natural excitement when the guys come back in the building. Two, the extra time that they get familiarizing themselves with the new staff, it’s excellent. So, it’s an opportunity that we do not take lightly.” There are three phases to the offseason program. Phase One is the first…

Dimon and Buffett Warn of Private Credit Default Risks Private credit market, now $1.8 trillion, faces risks from lax standards and redemption pressures as major asset managers struggle

Hey everyone,Today, Fred Timbrook, CEO at Timbrook Automotive, joined us for an episode of the CDG Podcast.We dive into Fred’s unique diversification into powersports, the intense efficiency required to run a high-volume collision center, and the personal philosophy of a dealer who also serves as a senior pastor.First time reading a CDG Newsletter?Welcome to the Market Pulse—your cheatsheet to auto retail, built to help dealers price right, stock smart, and stay ahead.84-month loans are reaching an all-time high share of new-vehicle purchases: Loans of 84 months or longer now account for 22.9% of all financed new-vehicle deals in Q1 2026.Meanwhile,…

The flow of credit to small businesses may loosen somewhat, but the direction of that capital will be determined by digital channels. Regulatory proposals now under consideration by federal banking agencies are designed to recalibrate capital requirements in ways that, in theory, give banks more room to lend. Capital Relief? Proposed revisions to the revised Basel III capital framework that would adjust how small business loans are risk weighted. Under the standardized approach, risk weights for certain corporate exposures would decline modestly, while more significant reductions would apply to qualifying small business loans, particularly those meeting investment-grade criteria. The intent…

DES MOINES, Iowa — The U.S. Department of Agriculture is putting $11.5 million into 13 Iowa projects aimed at boosting economic development, supporting value-added agricultural businesses, helping manufacturers and expanding renewable fuel sales.Mike Sexton, USDA Rural Development Iowa state director, said the agency is working to support business access to capital and industrial services across the state. He said President Donald Trump believes in rural America, and by expanding financing options through local co-ops and delivering entrepreneurial opportunities, USDA is helping Iowans prosper.”Iowa is a manufacturing powerhouse, and USDA is an integral partner in supporting business access to capital and…

SEATTLE — The average home value in the Seattle area currently sits just below $850,000. That’s down about 2% over the past year, according to Zillow. If you’re in the market to buy a home, you’ll likely need to take out a mortgage to make the life-changing purchase happen. So, what should you know before you start that process? And what should you do if you’re thinking about refinancing? Financial advisor Adam Powell with Private Advisory Group sat down with ARC Seattle co-anchor Steve McCarron to answer those questions and provide some advice for those who are either looking to…

Factors influencing current mortgage ratesToday’s mortgage rates are influenced by economic and market conditions, as well as personal factors. The rate you’re quoted by a lender might be higher or lower than the national average. Here are some of the items considered when calculating your mortgage rate:10-year Treasury yield: Current mortgage rates, especially on a 30-year fixed-rate mortgage, are related to movements in the 10-year Treasury yield. Mortgage-backed securities: The rate investors earn on mortgage-backed securities also plays a role. Spreads between mortgage-backed securities and Treasury yields, as well as between what lenders offer borrowers and mortgage-backed security rates, impact current…

There are a few mortgage-related traps to watch for if you’re planning to buy a home this spring. Designer491/Getty Images Spring is traditionally one of the best times of the year to buy a home. It’s easier to view homes in the warmer weather, and parents can often time a home purchase to coincide with a summer move. Unfortunately, though, today’s mortgage interest rates aren’t as attractive this spring as they were in late February, when they dipped to under 6% on average. Since that point, the Iran conflict and broader economic uncertainty have pushed bond rates up, and mortgage rates…

Buy now, pay later (BNPL) loans have become more common over the past few years. This innovative financial product has the potential to disrupt the financial…

The foreclosure auction block is looking a little more diverse these days. After months of featuring mostly multifamily properties, sales across Texas now include a more even mix of hotels, retail, apartments and even land. Multifamily properties made up almost 70 percent of the loans flagged for default for March’s sales, according to Roddy’s Foreclosure Listing service. In April, apartment complexes account for about half of the properties up for auction. Houston is typically the hardest hit, but it’s not as definitive in April. Of the 36 properties facing foreclosure, 12 are in Harris County, down from 16 last month. The sum of…