Author: badmortgage

Residential Network member and Better Buildings Neighborhood Program partner Solar and Energy Loan Fund (SELF) received its first Community Reinvestment Act loan from PNC Bank in May for $300,000. SELF has financed more than $2 million of energy upgrades throughout St. Lucie County, Florida, since 2011. The typical loan size is approximately $8,000, and participants have reduced their energy consumption by an average of 23% per household. SELF will use the PNC Bank loan to finance home energy upgrades for low- and moderate-income households. Learn more  about SELF’s efforts to help home and business owners save energy.

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If you’re in the market for a home or looking to refinance, today, April 5th, 2026, brings some good news. Mortgage rates have taken a noticeable dip compared to just last weekend. The average 30-year fixed mortgage rate is currently sitting at 6.22%, according to Zillow. That’s a solid quarter-point drop, which, when you’re talking about mortgages, can make a real difference. The 15-year fixed mortgage rate has also seen a decline, now averaging 5.72%. While these figures still mean we’re generally in the mid-6% range, this sudden fall offers a much-needed breath of fresh air in what has been…

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If you’ve been thinking about refinancing your mortgage, you’re probably not alone in hitting the pause button. The latest numbers from the Mortgage Bankers Association (MBA) reveal a significant downturn in refinance activity, with a sharp 17% drop in applications compared to the previous week. This substantial decline signals a clear cooling-off period for borrowers looking to tap into their home equity or snag a lower interest rate. Mortgage Refinance Demand Drops Sharply by 17% Amid Rising Rates Why the Big Dip in Refinancing? The primary culprit is undoubtedly the rising interest rates. The MBA’s data shows that the average…

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France’s government is reportedly offering small business loans amid rising fuel costs.  As Bloomberg News reported Saturday (April 4), the loans of up to $57,600 are for small businesses most exposed to higher fuel prices in agriculture, fishing and transportation. The 36-month loans are limited to companies in those industries that spend at least 5% of their revenue on fuel.  According to the report, the government had already introduced very limited fuel subsidies for sectors like trucking and fishing, while expanding energy support for low-income households. However, France has until now avoided broader, costly measures after steep spending led to…

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PHOENIX — A new set of homes by Century Communities, LLC is coming soon to Coolidge, with price listings starting in the $260,000s. The soon-to-be community, Sundance, will offer one-story houses as big as 1,803 square feet. Floor plans include three to four bedrooms and two bathrooms, according to a press release. It will be located at Arizona Highway 87 and Vah Ki Inn Road, which is 20 miles northeast of Casa Grande. Prospective homebuyers can expect covered outdoor patios, quartz countertops and stainless-steel appliances with their purchase. RELATED STORIES Those interested in the community can learn more online. Follow…

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