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Looking for current 30 year refinance rates? See what’s driving 30-year fixed refi rates in 2026, how to compare offers, and when a refinance pays off.

Discover the lowest mortgage rates in history, including the record 2.65% fix in 2021, and learn what it would take for rates to ever return to those levels.

Learn about EPM (Equity Prime Mortgage), its loan programs, the application process, and whether this direct lender is a good fit for your home purchase.

Use a homeowners insurance calculator to get a realistic premium estimate, avoid underinsurance, and budget for total housing costs. See how here.

Compare the best mortgage options for home buyers: conventional, FHA, VA, and USDA loans. Find out which loan fits your credit score, down payment, and goals.

Discover what type of mortgage is best for veterans. Step-by-step guide with real examples, cost comparisons, and practical tips for VA, FHA, and conventional.

Bank statement mortgage lets self-employed buyers qualify with 12 or 24 months of deposits instead of tax returns. Here’s how they work, costs, and more.

Mortgage loan refinance rates in 2026 are shifting. Learn how to compare offers, calculate your break-even point, and lock a rate that actually works for you.

The highest mortgage rates in history hit 18.63% in 1981. See what caused them, how buyers coped, and whether such rates could return in today’s market.

Land Home Financial Services is a California mortgage lender with in-house underwriting and a broad range of mortgage loan programs. See who it’s best for.