Browsing: Mortgage Types
A step-by-step guide to getting a second home mortgage in 2026, with real numbers, reserves, rates and the underwriting traps buyers hit along the way.
A step-by-step first-time home buyer mortgage guide with real dollar figures — from credit scores and loan math to closing costs and a 12-week timeline.
A step-by-step walkthrough of a super jumbo mortgage, using a real $2.6M purchase: reserves, down payment, lender choice, and closing traps.
A practical, step-by-step guide to qualifying for a jumbo mortgage in 2026, with real DTI math, reserve targets, and the documents underwriters ask for.
A practical, step-by-step USDA mortgage guide with real numbers — how to check address eligibility, pass the income test, and reach closing with zero down.
A step-by-step guide to getting an FHA mortgage: real numbers on credit scores, down payments, MIP, appraisals, seller credits and monthly payments.
A practical, step-by-step conventional mortgage walkthrough with real numbers on DTI, down payments, PMI, points and closing, from pre-approval to keys.
A step-by-step guide to shopping for an adjustable-rate mortgage. Learn how to compare caps, stress-test payments, and plan your exit before you sign today.
Step-by-step guide to choosing a fixed-rate mortgage: compare quotes, read the Loan Estimate line by line, and run real payment numbers before you sign.
Compare the best mortgage types for buying a vacation home: conventional, jumbo, DSCR, HELOC, and portfolio loans, with real down payments and low rates.