This article was paid for by HSBC.
For a limited time, HSBC is offering a cash bonus of up to $5,000 when you open a Premier checking account. This premium offering is geared towards new high-net-worth customers who enjoy exclusive international travel benefits, preferred interest rates and personalized insights from a financial manager.
HSBC Premier Checking Account
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Account requirements
To waive $50 monthly fee, you need to maintain a balance of at least $100,000 across deposit, investment, retirement and business accounts, enroll $5,000 in monthly direct deposits from a non-HSBC account, have a first mortgage serviced by HSBC or have status as an HSBC Private Bank client
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Eligible accounts
HSBC deposit, investment and mortgage accounts
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Benefits
International banking, preferred rates, zero foreign transaction fees on debit card, shared status with family members, professional financial advice, opportunity to earn a cash bonus
How to claim your cash bonus
The offer is simple and rewarding. The more you deposit, the more you can earn:
- $1,500 bonus: $150,000–$249,999
- $2,500 bonus: $250,000–$499,999
- $3,500 bonus: $500,000–$999,999
- $5,000 bonus: $1,000,000 or more
Deposits can be spread across HSBC accounts, including Premier checking, Premier savings, Premier Relationship Savings, Managed Portfolio or eligible Spectrum accounts.
The offer is open to new customers who open a Premier checking account by June 30, 2026, add the desired deposits and/or eligible investments within 20 days and maintain their balances for 3 full consecutive months. (You also need to remain opted-in to HSBC marketing emails.)
If all offer requirements are met, the bonus will be paid within 8 weeks.
Why HSBC Premier?
This isn’t just a checking account — it’s your passport to a premium lifestyle. An HSBC Premier relationship delivers:
- Preferred rates on loans, mortgages, and savings products
- Multi-currency needs: Manage your money safely, easily and fee-free around the world with award-winning HSBC Global Money Transfers
- Access to the HSBC Premier World Mastercard® with 50,000 welcome bonus points, triple points on gas and groceries, double points on travel, and comprehensive travel insurance
- Complimentary financial planning with a dedicated Wealth Relationship Manager
- Global convenience: No foreign transaction or international transfer fees, 24/7 worldwide emergency assistance, and access to 55,000+ fee-free ATMs
- Travel perks: Statement credits for TSA PreCheck® or Global Entry
- Family benefits: Extend Premier status to up to four family members
HSBC Premier Checking Account
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Account requirements
To waive $50 monthly fee, you need to maintain a balance of at least $100,000 across deposit, investment, retirement and business accounts, enroll $5,000 in monthly direct deposits from a non-HSBC account, have a first mortgage serviced by HSBC or have status as an HSBC Private Bank client
-
Eligible accounts
HSBC deposit, investment and mortgage accounts
-
Benefits
International banking, preferred rates, zero foreign transaction fees on debit card, shared status with family members, professional financial advice, opportunity to earn a cash bonus
HSBC Premier checking requirements
The qualifications for Premier checking are somewhat different from those for the cash bonus. You’ll need one of the following:
- A balance of at least $100,000 total across deposit, investment, retirement and business accounts·
- $5,000 or more in monthly direct deposits from a non-HSBC account
- A first mortgage serviced by HSBC.
- Status as an HSBC Private Bank client
There is a $50 monthly service fee, but HSBC will waive it if you maintain at least one of these criteria.
Ready to experience Premier?
This is more than a bonus — it’s your invitation to world-class international benefits and personalized service. Don’t miss your chance to make the most of your money and your lifestyle with HSBC Premier checking.
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Editorial Note: Opinions, analyses, reviews or recommendations expressed in this article are those of the Select editorial staff’s alone, and have not been reviewed, approved or otherwise endorsed by any third party.