Browsing: Mortgage Types

Need to close fast on an investment property? Find out what a hard money mortgage is, how much it costs, and when double-digit rates are actually worth it.

Learn what a private mortgage is, how it differs from private mortgage insurance, what it really costs, and when borrowing from a private lender is smart.

Explore how a portfolio mortgage works, who qualifies, typical rates and terms, and why flexible lenders keep loans on their own books instead of selling them.

A community lending mortgage helps you qualify with lower credit scores and smaller down payments. Here’s how to find a local lender near you.

Affordable housing mortgages aren’t just one product. Compare FHA, USDA, down payment assistance and graduated-payment loans to fit your monthly payments.

Green mortgages offer lower rates and cash back for energy-efficient homes. Learn the types, eligibility rules, savings, and hidden traps before you buy or refinance.

Looking to buy a home outside the city? Learn how the rural home mortgage process works, which loans are available, and what lenders look for in 2026.

Need to finance an empty lot? Learn lot loan mortgage requirements, average down payments, interest rate benchmarks, and alternatives like construction loans.

Discover how land loan mortgages work, including down payments, rates, and required documents. Compare financing strategies for raw and improved land.

Explore farm mortgage options, including USDA guaranteed loans, FSA ownership loans, down payment rules, and application tips for prime agricultural land.