Browsing: Mortgage Types

Physician mortgage loans let doctors buy a home with no down payment and no PMI. See how they work, who qualifies, and tips for getting approved today.

Self-employed mortgage guide: how freelancers and small business owners can qualify for a home loan with tax returns, bank statements, and more.

A complete guide to foreign national mortgages – eligibility, loan types, required documents, and tips to get approved for a US home loan without US citizenship.

Learn how a DSCR mortgage lets real estate investors qualify using rental income. Understand the ratio, rates, loan requirements, and how to get approved.

Considering a stated income mortgage? Learn how these loans work, who qualifies, what lenders require, and the pros and cons before applying.

Asset-based mortgages qualify you using savings, investments, and retirement accounts instead of a regular paycheck. Learn how they work and who they’re for.

Bank statement mortgage lets self-employed buyers qualify with 12 or 24 months of deposits instead of tax returns. Here’s how they work, costs, and more.

Non-QM mortgages let self-employed, retired, and credit-challenged borrowers get a home loan. Learn how they work, the risks, and how to choose a lender.

A subprime mortgage is a home loan for borrowers with lower credit scores, usually below 620. Learn how these loans work, the real risks, and smarter alternatives.

Bad credit doesn’t rule out homeownership. Learn how to get a bad credit mortgage, compare FHA and VA options, and know what rates and down payments to expect.