Browsing: Mortgage Types

Learn the smartest ways to get a no-PMI mortgage without a 20% down payment. Compare lender-paid PMI, piggyback loans, VA/USDA options, and refinancing.

Learn how zero down payment mortgages work, who qualifies for VA and USDA loans, the hidden costs, and alternatives to buying a house with no upfront cash.

Buying with a low down payment mortgage can get you into a home for as little as 3% down or even 0% with VA or USDA. See the costs, trade-offs, and tips.

A 40-year mortgage lowers your monthly payment, but it comes with a heavy interest price tag. See how it works, who it suits, and what to ask before signing.

A 30-year mortgage keeps monthly payments low, but the total interest is steep. Compare it with 15- and 20-year loans, and learn smart ways to pay it off faster.

A 20-year mortgage offers the middle ground between the 15- and 30-year loan. See the real numbers, pros and cons, and how to decide if it’s right for you.

A 15-year mortgage can slash interest costs and build equity fast, but the monthly payment is steep. Here’s how to decide if it fits your budget.

Biweekly mortgage payments can shrink your loan term by years and cut thousands in interest. Here’s how to set them up and decide if they’re worth it.

Considering a graduated payment mortgage? We explain how these loans work, the real risks, who they suit, and how they compare to other mortgage options before you sign.

Interest-only mortgages keep initial payments low, but payment shocks and negative equity are real risks. Here’s what to know before choosing this loan.