Browsing: Mortgage Types
A practical guide to graduated equity mortgages: how they work, who offers them, and whether this shared-equity loan can help you buy a home with less cash upfront. Here’s what to know.
A shared equity mortgage splits your home’s cost with a government scheme or private investor. Here’s how the numbers work and the risks to check first.
A wraparound mortgage lets a seller finance your home while keeping their original loan in place. Here’s how the math works, who benefits, and the risks to watch.
An assumable mortgage lets a buyer take over the seller’s low interest rate. Discover which loans qualify, what it costs, and how to find one.
Seller financing mortgage explained: how owner financing works, balloon payments, due-on-sale clauses, risks, and real-world scenarios for buyers and sellers.
Need to close fast on an investment property? Find out what a hard money mortgage is, how much it costs, and when double-digit rates are actually worth it.
Learn what a private mortgage is, how it differs from private mortgage insurance, what it really costs, and when borrowing from a private lender is smart.
Explore how a portfolio mortgage works, who qualifies, typical rates and terms, and why flexible lenders keep loans on their own books instead of selling them.
A community lending mortgage helps you qualify with lower credit scores and smaller down payments. Here’s how to find a local lender near you.
Affordable housing mortgages aren’t just one product. Compare FHA, USDA, down payment assistance and graduated-payment loans to fit your monthly payments.