Browsing: Mortgage Types

Non-QM mortgages let self-employed, retired, and credit-challenged borrowers get a home loan. Learn how they work, the risks, and how to choose a lender.

A subprime mortgage is a home loan for borrowers with lower credit scores, usually below 620. Learn how these loans work, the real risks, and smarter alternatives.

Bad credit doesn’t rule out homeownership. Learn how to get a bad credit mortgage, compare FHA and VA options, and know what rates and down payments to expect.

Learn the smartest ways to get a no-PMI mortgage without a 20% down payment. Compare lender-paid PMI, piggyback loans, VA/USDA options, and refinancing.

Learn how zero down payment mortgages work, who qualifies for VA and USDA loans, the hidden costs, and alternatives to buying a house with no upfront cash.

Buying with a low down payment mortgage can get you into a home for as little as 3% down or even 0% with VA or USDA. See the costs, trade-offs, and tips.

A 40-year mortgage lowers your monthly payment, but it comes with a heavy interest price tag. See how it works, who it suits, and what to ask before signing.

A 30-year mortgage keeps monthly payments low, but the total interest is steep. Compare it with 15- and 20-year loans, and learn smart ways to pay it off faster.

A 20-year mortgage offers the middle ground between the 15- and 30-year loan. See the real numbers, pros and cons, and how to decide if it’s right for you.

A 15-year mortgage can slash interest costs and build equity fast, but the monthly payment is steep. Here’s how to decide if it fits your budget.