Company celebrates milestone after growing from a four-person startup to a national lender with 100 branches across 16 states
VIRGINIA BEACH, Va., April 9, 2026 /PRNewswire/ — Atlantic Bay Mortgage Group (ABMG) is celebrating its 30th anniversary this year, marking three decades of growth, innovation, and community engagement since the company was founded in 1996. What began as a four-person startup has grown into a nationally recognized mortgage lender with more than 600 employees, 100 branches across 16 states, and more than 208,000 homeowners served.
Over the past thirty years, Atlantic Bay has built its reputation around a simple philosophy: put people first and success will follow. Thirty years in, Atlantic Bay’s leadership says the company remains focused not just on growth, but on growing the right way—with the right people, guided by strong values, and a commitment to serving homeowners and communities for decades to come.
“We’re proud of what our team has built together over the last thirty years,” Holland said. “But we’re even more excited about what lies ahead as we continue to expand homeownership opportunities and serve families across the country.”
Today, the company ranks among the top 21 retail mortgage lenders in the country and continues to prioritize operational excellence and disciplined expansion. In 2025 alone, Atlantic Bay served more than 12,100 homeowners and completed more than 2,000 e-closings, while reducing its average closing time to under 26 days, well below the industry average.*
Beyond growth and performance, Atlantic Bay has prioritized building a culture that empowers employees and supports long-term success. Atlantic Bay has formalized its core values (We Genuinely Care, We Inspire Growth, and We Have Fun) which guide how teams serve customers, support one another, and make decisions across the organization. That culture has helped the company earn national recognition as a top workplace, including being named the #1 Best Large Mortgage Company to Work for by National Mortgage News for four consecutive years.
Community engagement has also remained central to Atlantic Bay’s mission. Through AB Cares, the company’s employee-run charitable initiative, Atlantic Bay has donated more than $2 million to nonprofit organizations and community partners. The program also organizes an annual Week of Service, where employees volunteer their time supporting local causes in the communities where they live and work.
Atlantic Bay has also built strong partnerships with organizations such as the Roc Solid Foundation, supporting children battling pediatric cancer through playset builds and Ready Bag kits for families during hospital stays.
